Insurance
1 / Does the clinician I work with take my insurance?
If you’re using insurance, the first step is confirming that the clinician you’re working with accepts your plan. At Grace Therapy, most of our clinicians are in network with many major insurance providers (Blue Cross Blue Shield, Aetna, Cigna, UMR, United Healthcare). Because coverage can vary by clinician and plan, this is always a good place to start.
2 / How does insurance typically cover therapy?
Therapy works much like a visit to your doctor or dentist. Most insurance plans cover a portion of the session, and you’re responsible for the remaining amount, called a copay. This is usually a smaller percentage of the total cost, often around 10 percent, though the exact amount depends on your specific plan.
3 / How can I find out exactly what I’ll pay?
You have a couple of options. You can contact us directly and we’re happy to help look up your copay once you provide your insurance information. If you prefer to check on your own, you can call the customer service number on the back of your insurance card and ask for your copay for “in-office outpatient psychotherapy appointment CPT code 90837.” They can tell you exactly what your cost would be.
For clients who are not using insurance, therapy is offered on a private pay basis. Each clinician at Grace Therapy sets their own fees for services, including individual therapy, couples therapy, and initial intake or diagnostic sessions. Private pay session fees generally range from $125 to $185, depending on the clinician and the type of service. Your therapist will review their specific fee with you before getting started so expectations are clear from the beginning. If cost is a concern, we encourage you to talk openly with your therapist. We believe access to care matters, and when possible, we aim to work collaboratively to find an option that feels manageable rather than letting finances be the reason someone goes without support.